Sandbox live · v1 API generally available

Payments infrastructure
for the internet economy

GroskoPay is the payment orchestration layer trusted by ambitious businesses. Accept UPI, cards, netbanking and wallets — settle in real time, pay out in seconds, and reconcile with a single API.

PCI DSS Level 1 RBI-compliant 99.99% uptime SLA Go live in 60 seconds
dashboard.groskopay.com
Total volume
₹8.24 Cr
+18.2%
Transactions
25,642
+12.4%
Success rate
95.59%
+0.6%
Net revenue
₹24.5 L
+9.1%
Volume overview
Last 30 days
Payment mix
UPI62%
Cards24%
Netbanking9%
Wallets5%
Powering 12,000+ businesses
Nexbit
Kavori
Lumex
Orbital
Vantage
Krux
Products

A full payments stack

Every rail. Every workflow. One dashboard, one API.

Payment Gateway

Accept UPI, cards, netbanking, wallets and EMI with a single integration. Smart routing across sponsor banks maximizes success rates.

Payment Links

Generate branded checkout links and share via SMS, WhatsApp or email. No integration required.

Dynamic QR

Static and dynamic UPI QR codes for offline collections. Real-time settlement into your account.

Payouts

Send money to any bank account or UPI ID in seconds. Bulk uploads, approvals and instant reconciliation.

Settlements

T+1 or on-demand settlements. Merchant sub-accounts, split payments and full reconciliation reports.

Developer APIs

Type-safe REST APIs, signed webhooks, sandbox keys and OpenAPI specs. Ship in an afternoon.

For developers

Built for the API-first world

Idempotent APIs, signed webhooks, OpenAPI specs and typed SDKs. Go from `curl` to production in an afternoon.

  • Test-mode keys with 92% simulated success rate
  • Real-time webhook delivery with retries
  • Signed payloads with HMAC-SHA256
  • Type-safe TypeScript & Python SDKs
POST /v1/payments
$ curl https://api.groskopay.com/v1/payments \
  -H "x-grosko-key-id: gpk_test_..." \
  -H "x-grosko-key-secret: ****" \
  -d '{"amount": 49900, "currency": "INR", "method": "upi", "customer_email": "raj@acme.in"}'

{
  "id": "txn_9f2e...",
  "status": "succeeded",
  "amount": 49900,
  "created_at": "2026-07-19T..."
}
Solutions

Made for every business role

From solo retailers to enterprise API partners — GroskoPay ships the right surface.

Merchants

Payment gateway, links, QR and instant settlements.

Retailers

Offline collections, POS integrations, cash-in-cash-out.

Resellers

Onboard sub-merchants, share revenue, distribute at scale.

API Partners

White-label the entire stack behind your own brand.

Enterprise security

PCI DSS Level 1, RBI-compliant tokenization, HSM-backed key storage, RLS on every table.

Real-time infrastructure

99.99% uptime, sub-200ms API latency, multi-region failover across sponsor banks.

Full compliance

GST-invoiced settlements, audit trails, KYC-as-a-service and dedicated compliance support.

Talk to sales

Ready to accept your first payment?

Tell us about your business — we'll get you sandbox access, pricing, and a dedicated integration engineer.